Sun Life Personal Health Insurance (PHI)
For clients who are:
- young individuals/couples/families 
- self-employed/small business owners, 
- in a contract position, or 
- close to retirement 
Provides affordable coverage for day-to-day health expenses and unexpected medical emergencies that aren't covered by provincial plans. Dental benefits and semi-private hospital coverage are optional on some plans. Business owners may be able to claim a tax deduction equal to the annual premium.

 
                    