Most business owners are busy solving today’s problems.
Staff. Clients. Cash flow. CRA. Emails. Fires.
What rarely gets done is a clear plan that protects what you have built and guides where you are going.
That is what this page is about.
What Keeps You Up At Night?
As a business owner, manager and employer, you may be asking:
-> What happens if I get sick or hurt and cannot work?
-> Would my family be ok if I did not come home one day?
-> Could my partners or key people buy my shares if something happened?
-> Am I overpaying tax when I do not have to?
-> Are my employees protected and loyal, or ready to leave?
-> Is my will and corporate structure set up the right way?
Most owners never sit down to review these questions. They mean to. They just do not get around to it.
That is where good planning pays off.
What We Do With You
Planning with us is not a stack of binders you never read. It is a simple, step-by-step process.
1. Understand you and your goals
We start with you.
-> What drives you and your family
-> What you want your business to do for your life
-> What “enough” looks like for you
Then we agree on clear goals and timelines. And we hold you accountable for what you said you wanted.
2. Teach you the strategies
You do not have to be a financial expert.
We walk you through the key strategies in plain language:
-> How to protect cash flow and income
-> How to structure insurance inside or outside the corporation
-> How to reduce tax over your lifetime
-> How to fund buy-sell agreements and key person risk
-> How to set up group benefits and savings plans the right way
You stay in control because you understand the choices.
3. Build your roadmap
Next, we build a plan that shows:
-> Where you are today
-> The gaps and risks that need attention
-> The steps to get on track and stay on track
You get a roadmap that is clear enough to use in real life, not just once a year.
4. Coordinate your advisory team
We work in partnership with your:
-> Accountant
-> Lawyer
-> Tax specialists
-> Banker
-> Other advisors
Everyone is aligned. Nothing important slips between the cracks.
5. Implement and adjust
When you decide on a strategy, we help you put it in place.
We review it with you over time, so your plan stays current with your life and business.
